Money Matters


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Author’s Note: I wrote this before mom’s passing but never got to post it… so I’m pretty some of my thoughts may have changed. I read this article thru a friend on FB. According to the author, Shauna Niequist, here are the 11 things you need to know to be a real adult 1. You Have Time to Find a Job You Love 2. Get Out of Debt and Stay Out of Debt 3. Don’t Rush Dating and Marriage 4. Give Your Best to Friends and Family 5. Get Some Counseling 6. Seek Out a Mentor 7. Be a Part […]

11 Things to Know at 25(ish)


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Here’s a book review I did about a year ago. === I was chatting with an officemate about financial wisdom and he ended up lending me this book. Although there are some ideas/tips that I don’t think will work in Philippines, the fundamentals are pretty helpful. Key Ideas Spend Less Save More Make More Give More Quotable Quotes Give yourself a break: everyone makes mistakes — smart people learn from them I cannot agree more. How much you earn has almost no bearing on whether or not you can and will build wealth. Although not entirely a new idea, the […]

Start Late, Finish Rich


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On my way out of the office, I saw an old classmate back in Uni. He was busy with some business associates at that time, so we simply gave each other the customary head-nod. Althought there was really nothing out-of-the-ordinary about that meeting, what made it quiet peculiar was the timing, I just saw an old classmate who came from one of the most affluent families of my batch (in fact they own the building where I worked) and here I was on my way to meet a friend (one of my ex-players, Carlo) and be his financial coach. Yes, a […]

Beyond Compare